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Accurately calculating household income and assets is one of the most critical responsibilities for professionals managing HUD Multifamily properties. As HUD guidance continues to evolve through HOTMA implementation and updated verification requirements, housing professionals must understand not only how to calculate income correctly but also how to document, verify, and support eligibility decisions that withstand Management and Occupancy Reviews (MORs) and compliance audits.

This webinar is designed to provide property management and compliance professionals with a practical understanding of HUD income determination, asset calculations, verification standards, and documentation requirements. Participants will learn how to apply current HUD guidance when processing move-ins, annual recertifications, and interim recertifications while confidently handling both common and complex household financial situations.

The session will also explore verification hierarchies, countable and excluded income, self-employment income, gig economy earnings, retirement accounts, jointly owned assets, imputed income, and practical documentation techniques that reduce compliance findings and improve certification accuracy.

Through real-world examples, practical case studies, and compliance-focused instruction, attendees will strengthen their ability to make accurate eligibility determinations, improve documentation quality, and maintain HUD compliance across all stages of the certification process.

Credits & Additional Information

Delivery Method: Group Internet-Based

Location: Virtual /Online

Session Format: Live Virtual Webinar with Q&A

Program Level: Basic to Intermediate

Prerequisites: Basic familiarity with HUD Multifamily programs recommended

Attendance Requirement: Yes

Session Duration: 60 Minutes

Includes: Real-World Case Studies, Practical Examples, and Live Q&A with the Presenter

Reference Materials: PowerPoint Presentation Included

Overview of HUD income and asset determination requirements

Current HUD Multifamily income verification standards

Understanding HOTMA income and asset changes

Applying HUD verification hierarchy, including:

  • Enterprise Income Verification (EIV)
  • Third-party verification
  • Oral verification
  • Self-certification

Documentation standards for HUD compliance

Identifying countable and excluded income under current HUD regulations

Calculating:

  • Earned income
  • Unearned income
  • Self-employment income
  • Seasonal income
  • Irregular income

Handling emerging income sources, including:

  • Gig economy income
  • Payment applications
  • Debit card transactions
  • Electronic payment platforms

Determining which household members' income must be included

Applying special household income rules

Calculating assets and income generated from assets

Understanding imputed income requirements

Managing jointly owned assets

Applying HUD rules to:

  • Retirement accounts
  • Annuities
  • Disposed assets
  • Complex financial assets

Common calculation errors that result in MOR findings

Audit preparation and compliance documentation techniques

Best practices for processing:

  • Move-in certifications
  • Annual recertifications
  • Interim recertifications

Practical methods for improving eligibility determinations

Real-world case studies involving HUD Multifamily compliance decisions

Property Managers

Assistant Property Managers

Occupancy Specialists

Compliance Specialists

Regional Property Managers

Regional Compliance Managers

Corporate Compliance Professionals

Certification Specialists

Leasing Professionals

Operations Managers

Asset Managers

Directors of Housing

Owners and Management Agents

Training Coordinators

Anyone responsible for HUD Multifamily eligibility, occupancy, certification, or compliance decisions